Protection 

Life Insurance | Critical Illness Cover | Income Protection |  

Protection 

If you have a mortgage, people who depend on your income, or you want to protect your lifestyle in the event of illness, protection insurance could help you and your family avoid a financial disaster. 
 
Life Insurance, Critical illness Insurance and Income Protection Insurance can help you secure your financial future against the risk of an unexpected loss. 
 
Having this cover in place will help you deal with the financial difficulties that could arise in the event of Death, being diagnosed with a Critical illness or not being able to work due to Accident or Illness. 
 
THINK!!!!!  
Could you and your family survive if disaster struck?  
How many months could you survive without income? 
What would you do if you couldn't afford to pay your Mortgage? 
 
Life Insurance 
 
What it does 
Life insurance (sometimes known as life assurance) will pay out either a single lump sum (sum insured) or a regular income when you die. It can help provide financial security for people who depend on you, if the worst happens. 
 
Why you might need it 
Although money can’t replace a loved one, it can help those left behind to weather the financial storm. For example, it could pay off the mortgage or provide an income to help cover regular household expenditure. 
Critical Illness & Serious Illness Cover 
 
What it does 
Serious illness and critical illness insurance plans pay out a tax-free lump sum on the diagnosis of a range 
of serious (but not fatal) conditions. These conditions include things like heart attack, stroke, cancer, major organ transplants and many others. The conditions covered will vary depending on the insurer. 
 
Why you might need it 
Many people buy serious and critical illness insurance when they take on a major commitment, like a mortgage, or start a family.  
 
However, since we’d all like to have our financial commitments lightened if we were to suffer a serious illness or injury, the cover is relevant for most of us at any time. 
 
Income Protection Insurance 
 
What it does 
Income protection insurance pays out a regular tax-free percentage of your income if you become unable to work because of illness, injury or – with certain policies – compulsory redundancy. It could help you keep up with your mortgage repayments or rent, and other day-to-day living costs until you are able to return to work. 
 
Why you might need it 
If you become ill or suffer an injury during your working life, an income protection policy can help protect against possible loss of income. 

Email Us 

Fill in the form below and a member of our team will contact you shortly. 
The internet is not a secure medium and the privacy of your data cannot be guaranteed. 
Our site uses cookies. For more information, see our cookie policy. Accept cookies and close
Reject cookies Manage settings